Will a purchase with financing impact my credit score?

It might. We report payment history to the credit bureaus. Paying back on time can have a positive effect on a credit score while paying late will have a negative effect. It’s easy to set up automatic payments to ensure on-time payments and help build a positive credit history.

Checking your eligibility for financing does not impact your credit score, as Wisetack only does a soft credit check to check your financing options.